1 Purchases to be over $500 for a 5 month payment plan. 2 Charged at the first of the month. If a monthly fee is missed it will be picked up in the next Direct Debit cycle. 3 Payment plan to approved applicants only; fees, terms, conditions, minimum amounts and exclusions apply. Payment plan provided by Certegy Ezi-Pay Pty Ltd ABN 28 129 228 986. 4 VIPs have used humm and qualify for special offers like no deposit.